A plan & a partner for total wealth management.
-
Focus 50s
Your 50s are a defining decade - when thoughtful planning turns years of saving into a clear and confident retirement strategy.
You’re close enough to retirement that decisions matter a lot, but you still have time to meaningfully improve outcomes.
-
Strategic 60s
Your 60s are key strategic years, when well-timed decisions put your plan into action and establish a steady, dependable retirement.
This is when your retirement plan comes to life - and the details matter most.
Choosing a Medicare plan and determining when to start Social Security are just two key decisions made in you 60s.
-
Secure 70s & Beyond
With a fully integrated and professionally managed financial plan, your 70s and beyond become less about financial decisions and more about living with confidence, knowing everything is in place.
This is when everything works together to support lasting security and peace of mind.
-
Legacy
Thoughtful, strategic transfer of wealth to the people, communities, and causes that are most important to you - both during your lifetime and after death.
Bringing together your unique family dynamics and values with tax strategic strategies, estate and financial planning to maximize your legacy and impact.
Our Comprehensive Financial Planning Process
Financial planning is more than investment advice. A comprehensive financial plan factors in all of the areas of your financial life, or as we like to call them, the five pillars of wealth management.
-
Every client’s strategy starts with a plan.
Clarify Cash Flow
Identify Opportunities & Risks
Set Strategic Direction
-
Disciplined, risk-aligned investing implemented via The Bucket Plan®
Personal Time Horizon
Personal Risk Tolerance
Personal Liquidity Needs
Personal Tax Strategy
-
Focused on reducing lifetime tax payments.
“It’s not what you make, it’s what you keep.”
Purposeful Asset Location
Planning Tax Smart Withdrawals
Roth IRA Contributions/Conversions
Tax Loss Harvesting
Strategic Charitable Giving
-
Safeguarding against the unexpected.
Loss of Income
Long-Term Care Event
Funding Legacy Planning
-
Transitioning wealth with intention for the people, communities, and causes most important to you.
Legal Documents
Alignment of Legal Documents, Desired Beneficiaries, and Financial Accounts
Estate Tax Reduction
Business Succession
Powered by The Bucket Plan® Philosophy
What is The Bucket Plan® Philosophy?
A strategic, structured approach to bucketing assets for today’s financial needs, dangers, and challenges. Ensuring you don’t skip the key “Preservation” stage of your personal Money Cycle.
The old way of investing for retirement was to keep a little pile of money at the bank and the rest of your money in a bigger pile of money in investments and hope that it would last a lifetime.
However, today market risk, interest rate risk and sequence of returns risk are the three biggest dangers facing investors at or near retirement, and a more sophisticated planning philosophy is important to stretch retirement dollars to cover your many needs throughout the duration of retirement. For this purpose, The Bucket Plan® philosophy was developed to segment money into three different buckets based on your investment time horizon, volatility tolerance and income needs.
The Money Cycle
The Money Cycle is something we all go through during our lifetime. There are three phases: accumulation, preservation, and distribution.
Watch this video to learn more.
The Bucket Plan®
The Bucket Plan® philosophy was developed to segment money based on your investment time horizon, volatility tolerance, and income needs.
Watch this video to learn more.
Our Process
Filters
No results found
No results match your search. Try removing a few filters.
Ready to get started?
Send us a quick note and let’s map out the next steps together.